Rules To Live Your Life To The Max



Vicki Botnick, MA, MS, LMFT said ” A complex practice of gratitude, affirmations and confidence-boosting can lift one’s mood and clear one’s mind-—over weeks of concentrated repetition.”

Isn’t it disturbing to see on social media or hear directly from same-aged friends that they’re accomplishing way more than you do?

Ideally, you left school and got a job at the same time. Your academic grades may not be too far off from one another as well. So, how was it possible for them to excel at a faster pace of life in comparison with you?

It is a curious scenario indeed, considering they didn’t gain or ask for favors along the way. What successful people have in common, though, is sheer courage to live life to the max. They seek doors of opportunity themselves instead of waiting for one to open. While the risks are undoubtedly real, these folks try their best to make the most out of their time while they still can.

Read the rules below on how you can have the same experience.


  1. Fear Less

Being scared of something or someone is the ultimate attitude that can hinder you from accomplishing your goals. Does it matter if you don’t have an original background to a task or activity your friends or bosses want you to fulfill? It will help, yes, but you won’t know whether it’s doable for you or not in case you don’t try it for the first time. For this reason, abandon your fears and leap to exciting endeavors.




  1. Pave Your Path

Having a similar skillset to most inhabitants of the planet will increase the difficulty of finding a career that fits your preferences. You may choose to wait – that’s your prerogative – yet it’s best to create your track toward success. At least, owners of various business empires like Apple and Facebook did that, and you can guess how many wins they gain financial-wise regularly.


Ron Siegel, PsyD suggests “Start by bringing attention to some sensation in the body – perhaps the breath or another object of attention.”


  1. Avoid Stressful Relationships

The sole connections worth fighting for are the ones wherein the other individual fights for you too. In case all you get from the relationship is sorrow, shame, and pain – mentally and physically – then it’s favorable to snip off your ties entirely. You can build new links whenever you please, but don’t ever settle in relationships that don’t make you feel alive.


  1. Hate No One

Hating someone is too effortless, especially if others are egging you on or the person you despise keeps on doing what you told him or her not to do. Regardless of that, the dark emotion is like a metal chain that stops you from moving forward. Set your hatred free, therefore, and have a blissful life.




According to Brenda Fahn, M.A., LMFT, “Let the best part of you show up (happy, confident, joyful, interesting, healthy.)”


  1. Become A Child-At-Heart

Why do you think kids appear to have the most fun out of any situation? It isn’t a mere act; it’s because they don’t take problems as grave as most adults do. Grownups like you should take note of such a fact so that anger or disappointment cannot ever block your source of happiness.


  1. Stay Realistic

The final rule to live your life to the max is to have realistic expectations and thoughts. That is particularly true when it comes to taking care of your career and family. Never assume that both will always be in perfect equilibrium because so many factors can affect that balance. And considering things become a bit askew, just resolve the issues practically.


Got all the mental boost you need? Cool. Now, go and live the life you want to have. Good luck!

Why You Should Never Be Sorry About Being A Loser




When you lose a bet, a competition, or any other relevant event in your life, what are the first emotions that surge through your body?

Sadness may be the most obvious one, without a doubt. After investing your effort, time, or even money on an activity, knowing that you can’t take home a win may easily dampen your mood. Anger may come into the picture too, especially if it’s something you ultimately want.

What many losers feel but don’t always voice out, nonetheless, is their disappointment in themselves. “Why didn’t I hold on a few seconds more?” “Why can’t I have stronger stamina than them?” Well, you know the answers to these whys, for sure, so avoid thinking too hard about the loss.

Besides, if we’re truthful here, you should never be sorry about being a loser due to the following reasons:


  1. Learning Patience Isn’t Tricky

The first lesson that losing serves to people is the value of patience. It is significant since you can’t expect everything to fall into place merely because you said so. The probability of you meeting ups and downs in life is as massive as the population count across the globe.

Imagine, in case you’re often on a winning streak, and then you suddenly hit a slump, you may not know how to deal with it. Worse, your decisions may become rash and end up with irreversible consequences. Assuming you experienced a loss already, though, you understand that there’s always a next time to do your best if you just wait.


According to Rebecca Burton, LMFT, “Talking through your own personal obstacles to patience can be helpful.”

  1. You Don’t Go Looking For Affirmation

Being a loser may change your perception as well regarding affirmations. A lot of mentors may not show it publicly, yet they evidently throw more praises to winners than everybody else. Despite that, you can’t take this behavior against them. The latter most likely did what the former coached; that’s why victory came easy.

Nevertheless, knowing that compliments are hard to get when you’re on the losing side may make you stop wanting them in the long run. That is ideal, of course, because mentally healthy folks don’t need to hear affirmation from others to realize their worth. Even if you win, for instance, you can appreciate your hard work and do better for yourself, not for the external cheers.

According to Tad Lusk, LPC, “Overly wordy affirmations might just confuse you, so choose an affirmation you can memorize and state easily.”

  1. It Lets You Filter Your Friendship List

When a wise person tells you that real friends come during the bleakest scenarios, believe him or her. Though you may have many supporters behind you as you continue bringing home the bacon, take another look back after a slip-up to find out how many of them didn’t leave your side. It will be lovely in case they’re all still there, but we all know that’s not how reality works.

Once you experience it, the last thing you should do is become eternally sad. Instead, you should rejoice since those individuals didn’t make it difficult for you to detect who truly treasures your friendship.



Destiny “Desi” Teague, MS, LPC said “Friendships are somewhat easy during childhood and adolescents, as you are surrounded by people your age for 8+ hours a day, during school mostly; there is bound to be simple commonalities found between yourself and others.”

  1. You Become Fearless

Losing is perhaps among the worst circumstances in someone’s life. You may feel so much negativity at once, to the extent that you barely notice the beauty of things. But being able to get back on your feet after hitting rock-bottom means that you no longer have anything to fear. You’ll work towards your goals no matter what, and another failure won’t crumple your motivation.


Hopefully, it’s clear now why you should never be sorry about being a loser.

How To Choose Your Friends

As you grow older, you will start to realize that life is what you make out of it. You will begin to see that what truly matters is not the number of persons that you have in your life but the quality of their personality or attitude. The more you age, the more you realize that you do not want any form of stress in your life. You will think that you deserve nothing but the best relationships and partnerships. Because of this, it is imperative on your part to learn how to choose your friends while you are young.




Before anything else, you need to understand that having several friends is not the measurement of how good you are as a person. As such, do not pressure yourself too much in meeting lots of individuals and making them part of your life. Remind yourself that after all, at the end of the day, only those who are kind and amazing must remain in your life. Avoid cultivating friendships or relationships that are not worth it.


Follow the steps or tricks mentioned below so that you can start choosing the right set of friends:


Do Not Be Judgmental


As much as possible, avoid giving judgments or comments about people, especially if you are not yet sure of who they are. The best or ideal thing to do is to find time to learn each person’s story before you say your piece about him. Take note that you do not know everything. It is best to keep your mouth shut if you do not have anything nice to say to the other person. Aside from this, you must instill in your mind that first impressions do not always last.




Get To Know People


Another thing that you should never forget is to give yourself a chance to get to know other people first before you say something to them or decide that they must not stay in your life. Keep in mind that you are not perfect. As such, you also have your own imperfections, which is why you have to give others a chance also to present themselves in a different way. If you think that a person is not pleasant, make sure to see it for yourself first before you avoid that person.


Stop Forcing Friendships


One of the crucial and vital things that you must always remember is the importance of not forcing any form of relationship. Take note that you are a fantastic individual, which means that you do not need to force your presence into another person’s life. Once you realize that the other person is not as great as who he tries to present to the public, do not hesitate to walk away from that individual. Sometimes, you have to be strong enough to let go of the friendships that are not worth it. Remind yourself that you do not need to make friends with those who have a bad influence over you. You deserve better, which is why you must never allow anything or anyone make you feel bad.




Choose your friends wisely at all times. Here are some of the best quotes or statements from therapists and counselors about friendships:

  • “If you’re using social media for personal reasons—to stay in touch with friends and family, for example, create an alternate or private profile that only friends and family know.” – John Gavazzi, PsyD
  • “Friends have conversations, share personal information with each other and problem solve in a social or caring way.” – Deborah Serani, PsyD
  • “What stage do you find yourself in right now? With plenty or friends or pleading to find the one friend that will give you their lending ear?” – Destiny “Desi” Teague, MS, LPC


How To Raise Children With Great Morals




When you speak of abuse with a mental health professional, they can tell you off the bat that the violence took place because the oppressor has psychological issues. It may be due to drugs, alcohol, jealousy, or exploitation that they experienced themselves as kids. The latter, however, can be one of the reasons why the abused continues to receive the violence too.

While it is undoubtedly a sensitive issue, there’s no better example of what can happen if the parents fail to shape up their babies’ character well than the one above. They won’t know what’s right or wrong, so they’re likely to commit grave mistakes and settle with erroneous decisions.

Trivia: “Authoritarian parents hold the belief that a child should do what they say simply because they said it.” – Christina Furnival, LPCC

To prevent your offspring from going down a similar dark path, know how to raise them with great morals below.




  1. Choose What They Watch

Childrearing experts recommend letting kids only watch age-appropriate movies and TV shows. That’s because the youngsters tend to copy whatever they often see, especially if they have no concept of good or evil yet.

You can make sure of that by playing videos that teach values to children all the time. In case they need to use the internet already for schoolwork, ascertain that they just turn on the computer when you or another adult is around to supervise them.


  1. Honor Their Questions About Morality

As the kids grow, it’s highly probable that they’ll throw inquiries regarding morals at you. “Why can’t I eat my friend’s food without asking first?” “Why should I share my toys with my siblings?”

If such questions come up, it’s vital to explain the reason to them openly. It isn’t alright to ignore the matter because they’re at an age wherein they need to hear something to understand something. Feel free to ask queries like “How would you feel if they take away your apples or your brother or sister won’t let you borrow their favorite toy?” to promote self-direction too.


Tip from Kathy Hardie-Williams, MEd, MS, NCC, LPC, LMFT: “Instead of outright lying, share stories of longstanding traditions and cultural heritage.”


  1. Never Make Them Feel Inferior

Being confident is among the morals that your children should also learn. It will enable them to gain new experiences and remain positive in life even in the face of obstacles.

Their self-esteem won’t deplete if you stay supportive of whatever they do. Rather than yelling when the youngsters create a disaster, talk to them as calmly as possible until they realize their wrongdoing. Cheer them on too for every challenge they tackle, regardless of how simple it may be.


According to Kyle S. King, LMFT, LCPC, “Parents are human beings, and as such we have a limited set of emotional reserves and resources, which can quickly become taxed by a raging or withdrawn teen.”


  1. Show Your Love Always

Assuming that acting rough around them will toughen the children up isn’t OK since that will merely make them do what you say out of fear. There are a thousand ways to encourage your kids to become great citizens, and showing your affection is on top of all that.

Once they feel your love, they will surely know how to offer love to others as well. Hence, they can also sympathize with anyone and form lasting relationships as they mature.




Raising children with high morals allows you to set them up for success. When they know what honesty, empathy, and responsibility look like from the start, that immediately lowers their chances of committing misconducts or violence in the future.


Your Guide To Becoming The Best Version Of You

One of the things that you must consider at this point is to become the best version of yourself. As much as possible, make a kind promise to yourself that you will keep on getting better every day. Remember that the more you do things in making it happen, the faster you can achieve the said goal. Take note that when you are at your best, people will start to love you even more. Aside from this, they will also start to see you differently. They will consider you as an inspiration to live their lives for the better.




Aside from this, being the best you can also be good for yourself. It means that there will be fewer chances of experiencing depression or stress. When you love yourself, you start to increase the level of your mental wellness. The more you keep on doing this, the more your mental health will improve. In this article, allow us to provide you a quick guide on how you can become the best version of yourself:


Stop Looking Back


You have to remind yourself that what matters at this point is the present. As such, it is imperative on your part to stop looking back at the past. Stop punishing yourself for all the errors and mistakes that you made. Instead, focus more on improving your life because you deserve nothing but the best. Focus on the present because it can determine your future. If you keep on allowing the past to take control of your life, then there is a high guarantee that you will get stuck.




“Self-worth is what enables us to believe that we are capable of doing our best with our talents, of contributing well in society, and that we deserve to lead a fulfilling life.” – Trudi Griffin, LPC


Be With The Right People


Are you aware that you can never reach your full potential as long as you do not surround yourself with the best people? If you want to get better, make sure that you stay with the right persons. Learn how to detect the type of people whom you must let got at the moment. Remember that there is no clear point in holding on to relationships that are not worth it. If you think that someone is not providing you peace of mind, the right thing to do is to walk away from that individual. Keep your distant and focus more on being close to those who have a good influence over you.


“It can be essential to foster one specific type of self-awareness.” – Ron Siegel, PsyD


Avoid Stressing Yourself


Another thing that you should never forget is the significance of finding ways to keep yourself away from stress. It will be a lot harder or more challenging for you to be happier and better if you always feel anxious or stressed about something. Because of this, it is ideal if you will take a break from your business or work every now and then. As much as possible, find a way to determine the stressors in your life and promise yourself to eliminate them every single opportunity that you can get. If you think that there is something weird or wrong with you, do not hesitate to talk to a therapist. Do not be afraid to consider seeking professional help, especially if it is necessary.




“One thing that powerfully impacts self-esteem is to move something off the back-burner. Whether that’s finally clearing those clothes for donation out of your closet or emptying your work inbox, having one less thing on that to-do list can send your self-esteem to new heights.” – Mike Ensley, LPCC


Learn how to value yourself!


Get Fit Today: Tips and Tricks

If there is one thing that you need to remember, it is always to prioritize your health no matter what happens. Make it your personal goal to get fit so that you can enjoy the different benefits and advantages of becoming healthy. Keep in mind that the more you get fit, the better it is for your physical health and mental wellness. As such, you must always make time for physical activities or exercises. Aside from this, you must also start to consider having a balanced diet every single day.




If you want to learn more about some of the effective tips and tricks on how to get fit, we highly recommend that you read the rest of this article.


Find A Fitness Buddy


The first step that we want you to consider is to search for the right fitness buddy for you. Take note that the journey to getting fit is not an easy path to follow. You need someone to remind you of the various reasons why you must continue to put a lot of efforts into losing weight. Because of this, it is best if you will find a fitness buddy who can make things easier on your part. This person is going to be your partner in going to the gym, eating right, and studying about health articles.




Sign Up For A Gym Membership


If you want to get started on your fitness journey, be sure to sign up a membership at the local gym. Whether you like it or not, it is difficult to exercise when you are at the comforts of your own home. You may find it challenging to complete one set of physical activities when you are staying at the house. On the other hand, if you are in the gym, there is a high likelihood that you will focus more on the exercises given by the instructor. At the same time, you will also get a fitness guide on what to do. The guide will depend on your build and body mass index.


Cook Your Meals


One of the things that you must also consider at this point is to prepare your meals. Aside from allowing you to save money, it can also enable you to maintain your figure. Remember that the food items served in most restaurants use several forms of seasoning that can be fattening or even unhealthy for you. As such, it is best to find time to plan your meals for the given week. Learn how to select healthier food choices. Remember that the sacrifices you make today can have a significant impact on your life.




What are you waiting for? Make sure that you focus on improving your life for the better. You need to stop making excuses for not being the best version of yourself. As much as possible, follow the tips that we mentioned above. If you do, everything will be a lot easier on your part. Have fun and enjoy the journey.


Check out these statements from therapists and counselors:

  • “Exercise releases endorphins, the body’s “feel-good hormones,” that can calm the mind and relax the body.” – Jenny C. Yip, PsyD
  • “For people with depression, getting exercise helps to alleviate symptoms by giving you feel good endorphins and getting your mind on something else.” – Diane Cerven, LPCC
  • “We are creatures of habit; and good habits, such as getting regular exercise, make us feel better. Maintaining good habits also helps us feel that we have some control over our lives. Just do it.” – Rosemary Madruga, LPCC

Tips In Handling Issues With A Friend

There are many things that you need to remember when it comes to fixing an issue with a friend. First of all, you have to understand the reality that misunderstandings with a friend can be stressful on your part. The longer you ignore and keep it unfixed, the more dangerous it becomes on your part. There is a high chance that you will have low mental wellness. Second, it can also be difficult for you to get on with your life, especially if your friend-turned-enemy is at your workplace or in the same circle.




In this article, we are going to provide you with some tips and tricks on how you can handle your issues and problems with a friend. Before anything else, you need to determine whether the friendship is worth saving for. We recommend that you only read the rest of this article if you believe that your friend needs to stay in your life. Otherwise, you may consider what happened between the two of you as good riddance.


According to Karen Devlin, LPC, “Friendship may have some form of commitment. Often, your friend can be your roommate, and there are many goals you may want to accomplish with your friend. With that said, commitment doesn’t necessarily need to be there for a great friendship. Some friends live entirely different lives but still talk to each other and catch up.”


Below are the things that you must-do if you want to remain friends with her:


Think About The Root Cause


What was the main reason why you got into a fight with a friend? Did she do something that made you hate her? Is her sin something that you can never forget? Or is the issue only a small problem that can be fixed instantly? Going back to the root cause of your issue can be the key to your reconciliation. Think about the reason for the misunderstanding and determine whether it is a good cause to end the friendship. If not, then proceed to the next paragraph.




Find A Way To Talk


Are you aware that most problems continue to exist because the parties to the fight refuse to communicate with each other? The best thing that you must do is to do whatever it takes to find a way to talk to your friend. While you may fight at the moment, it does not mean that you can continue to ignore each other. As already mentioned above, the longer you fight, the more damaging it becomes for the friendship. As such, try to convince your friend to meet you and discuss all the issues maturely.


Emily Griffiths, LPC says “When possible, communicate your plan to your partner, roommate, friend, or family member, as they might be a good support.”


Be Forgiving


One of the things that you must always keep in mind is to be forgiving no matter what happens. Learn how to accept your friend’s sorry. Even if she did not ask for it, it is also best if you will just forget what happened and provide her the forgiveness she deserves. Remember that life is full of problems, which is why you must make an effort to eliminate each problem one by one. Keep in mind that the more forgiving you become, the happier you will be. If this continues to happen, there is a good chance that you will become the best version of yourself. In the long run, you will also end up happier than ever.




Did You Know?: “Friendships are somewhat easy during childhood and adolescents, as you are surrounded by people your age for 8+ hours a day, during school mostly; there is bound to be simple commonalities found between yourself and others.” – Destiny “Desi” Teague, MS, LPC


Therapists’ Tips On Getting Rid Of Self-Destructive Habits

When faced with adversity or internal struggles, people fall into self-destruction because they see it as a coping mechanism. It provides them temporary relief but can have lasting adverse effects on their physical, mental, and emotional health. In unfortunate situations, they may even lead to death if not addressed sooner. Therapists have not yet delivered concrete evidence that a mentally and emotionally healthy person is guaranteed to be free of such self-sabotaging behavior.

Hidden in our everyday routine, we must examine ourselves and others for any bad habits before the situation becomes irreversible.

According to Brooke Wachtler, PsyD, “There are four patterns of thinking that spark inner distress: rigid demands, catastrophizing, frustration intolerance, and something she calls “self-downing.”


Manifestations of Self-Destructive Habits

As the name suggests, these are unhealthy behavior designed to harm oneself intentionally or subconsciously. Harmful coping mechanisms may make people feel better, allow them to be numb, or mask their feelings. Other people give in to such behaviors because they want to feel in control over some aspect of their lives. For example, a person who has no control over their spouse’s actions can choose to drink alcohol as an act of defiance.

Self-destructive behavior physically manifests itself in a person’s actions. Some of these behaviors are heavy alcohol or drug abuse, binge-eating, intentional starving, excessive gambling, and cigarette smoking. Among emotionally disturbed patients, self-harm or cutting oneself is also a sign. In this day and age, little do we know that addictive computer gaming is also a self-sabotaging habit among the youth.

On the other hand, some telltales are harder to find because they exist in the recesses of a person’s subconscious mind. Not only can a self-destructive person harm themselves, but they can also hamper social relationships. These habits are harder to identify at first, but after some time, they start to manifest in physical attributes. These bad behaviors are self-pity, self-sabotage, and social isolation.


Ashley Thorn, LMFT, said “Self-care is doing healthy things, in any aspect of your life, that ‘fill your cup.’”

A person wallowing in self-pity tells themselves they are unworthy. They use this to shy away from responsibility and personal growth. Meanwhile, people who are prone to self-sabotage are eternal pessimists. This type sets themselves up for failure before even trying, for they find the opportunity to have no purpose. Lastly, self-destructive people may have the habit of isolating themselves from family and friends. They think they are undeserving of such relationships and consider themselves a burden.

How To Get Rid Of Self-Destructive Habits

Many self-destructive behaviors began as a short-term activity for pleasure. To some extent, people who practice self-destructive behaviors are aware of their abusive tendencies. However, they refuse to stop or change their predicament. Before situations escalate, the best way to get rid of self-destructive habits is through early identification, intervention, and treatment.

Getting rid of these tendencies does not happen overnight. The process takes time and commitment to developing healthier habits. We will be sharing some tips from actual people who suffered from their abuse.

Cathy Malchiodi PhD, LPCC, LPAT, ATR-BC, REAT said “Self-expression is key to recovery from life’s atrocities; it’s the best revenge.”

  • Take responsibility for your actions. Self-destructive people must be able to accept they have harmful tendencies and acknowledge the need to change. Most of them are in denial, and acceptance is, by far, the most challenging thing to do.
  • Identify triggers. Trace back to the root of the problem. Only you can accurately identify stressors and trigger points. From here, you can decide which triggers to avoid and which habits are healthier to practice instead. For example, your demanding job triggers unhealthy stress-eating.  Instead of binging on junk, you can channel your energy toward something healthier like exercise.
  • Make mindful decisions. Sometimes, however, we cannot evade the trigger point; instead, we can practice mindfulness in controlling how we react to these situations. You must develop the mindset that you can stress-eat, but you choose not to fall back into the unhealthy habit. This action takes a lot of self-control and practice.
  • Do not give in to negative self-talk. When you are in a self-destructive rut, it comes with a lack of self-confidence but coupled with self-hatred. Therefore, people need to have faith in themselves again. A simple step towards building self-confidence is to forgive yourself and zone out of those toxic thoughts. Start looking for more positive mantras.
  • Ask for help. Recovering from a destructive path is challenging when done alone. With the support of friends and family, you will receive guidance and positive affirmation on your journey. If you feel like you would need reinforcements, finding a therapist will also empower you to choose a healthier lifestyle. One of the best ways to gain professional help is through online therapy apps like BetterHelp. To know more about the benefits of online counseling, you can visit this review from Indeed.

Little by little, we can counter self-destructive habits no matter how big or small they may seem. We need to examine our activities and thoughts where self-destructive habits may lie. With acceptance, mindfulness, and commitment, we can build ourselves healthier and better lives.

Mental Health Issues And Weight Problems


Since people are concerned about their ‘image,’ there are a lot of methods and procedures to help with weight loss. For those who are not battling depression, it is a difficult task to manage your weight or lose extra pounds. But for some who also have a mental illness on top of obesity, this kind of journey is twice more difficult than usual. Balancing your emotions and managing your weight is hard enough as it can make you stressed and exhausted, according to psychologists.

When these mental health issues and weight problems start to take a toll on you, it’s best to seek counseling from apps like BetterHelp. Talking to a professional can give immense benefits in clearing your mind.

Continue reading “Mental Health Issues And Weight Problems”

How Millennials Can Overcome The Anxiety Of Getting Old


When you talk about getting old in front of millennials – the individuals who are currently between the ages of 22 and 37 – you tend to get varied reactions. Some folks may cringe about the idea of having their smooth skin replaced by wrinkles and fine lines. Others’ minds go a little dark and say that they prefer to die early instead of dealing with old people’s issues, including illnesses or retirement. Nevertheless, what’s apparent is that the millennials generally have anxiety over getting old because they don’t know what their life’s going be once they reach their 60s or 70s.

In truth, despite the number of independent adults out there, there is almost the same number of individuals who still partially depend on their family. Many have regular work, but their earnings are usually not enough to fund everything they want to do in life. While some act as if they live a high life when you look at their photos on social media, the reality is that they have a hard time making ends meet or holding on to a job. With all these problems that they already face, it is not surprising for them to be worried about old age.

Still, we believe that getting old is an achievement – something that not everyone can experience no matter how much they have wanted to. It should not give you anxiety, especially if you prepare for it way before you become a senior citizen. Below are some things that our fellow millennials should do now to be able to age gracefully.


1. Invest More

The first issue that young adults have is their lack of intention to invest in businesses or properties. They tend to save money so that they can travel in any country that catches their attention and take a lot of selfies there. Others dream of having a car because they find it too inconvenient to ride the train or bus to work. In short, a good number of millennials capitalize on stuff whose values depreciate or that may not have a value at all.

When you buy your first house before even reaching the age of 25, for instance, the market price will appreciate over time. Regardless of how big or small the lot is, you will be able to sell it at a higher rate a few years later. If you open a business around the same time and advertise it well, you can stop being an employee and become the boss of your own. Once you hit your 60s, therefore, you won’t have to worry about your retirement or your kids’ future.

“You don’t need to be a math whiz or expert in personal finance to improve your financial situation”, according to Brad Klontz, PsyD.

2. Splurge Less

Like we’ve mentioned above, some millennials feel the need to splurge and blow all their money on clothes, fine-dining restaurants, and other luxurious things after getting their paycheck. A close friend of ours, to be specific, has admitted to spending half of her salary on shopping and justifies this habit by saying that she deserves it after working too hard. However, in the end, she barely has enough money to pay for rent or buy real food.


If you want to become old worry-free, you ought to stop splurging every time there’s money in your hands. You deserve to treat yourself – that’s true. You did not steal that cash – that’s also true. But who else has a high chance of being homeless if you spend on clothes or shoes that will get worn out after a few uses and not save up except for yourself?

Brian K. Sullivan, PsyD said “Spend money to make money.”

3. Wait A Little

One reason that we tend to hear from millennials who typically max out their savings account or credit cards when asked as to why they keep on traveling or buying whatever they want is that “there’s no better time to accomplish all of that than now.”

That is something that we beg to disagree on, however. You do not have to wait until after retiring from work before having an opportunity to do the things that make you happy. It is unnecessary for you to have millions of dollars in your bank account to become entitled to go to places. At the same time, however, how difficult can it be to wait for a little – until you have more financial independence than now, to be precise – before you act on your initial plans of touring the world or purchasing anything your eyes can reach?


Final Thoughts

What we are trying to help you avoid by following the tips above is experiencing regret once you get old. “Why did I not buy a house when the prices were affordable, and I still had a job?” “Instead of buying clothes that I’m already too old to wear, I should have spent on a better healthcare plan.”

According to Joe Lowrance, PsyD, “Financial wellness is a component of overall wellness.”

Regret is worse than anxiety, in the sense that you can overcome your fear of what’s to come, but you can never bring back the time lost or wasted. Let’s start adulting now and become more responsible than ever, fellow millennials. Cheers!